
Northstar Wealth Solutions is a marketing and education company. We are not licensed financial, legal, or tax advisors. For educational purposes only. This material is not intended to provide investment, legal, or tax advice and should not be relied upon as such. Always consult with a qualified financial professional regarding your specific situation. Any mention of “no risk of loss” or “no downside” refers only to the protection from market index declines within fixed or fixed indexed annuities. No losses due to index performance; caps, spreads, and participation rates apply. Surrender charges and withdrawal limits may apply. Additional protections may be provided through state guaranty associations; coverage limits vary by state. We do not reference or solicit based on guaranty coverage. Not a bank product or investment. Not FDIC/NCUA/SIPC insured. Not a deposit. May lose value if surrendered early. Guarantees are backed by the claims-paying ability of the issuing insurance company.